NDA Salary 2022: Stipend, Salary, Pay Scale, Allowances, Promotion Avenues, Incentives, Cost of Training

Safalta Expert Published by: Grishma Kumari Updated Sat, 15 Jan 2022 06:01 AM IST

National Defence Academy (NDA) Examis a National level exam organized by Union Public Service Commission UPSC to recruit candidates in Army, Navy, and Air Force. It is conducted twice every year and the exams are NDA 1 and NDA 2. NDA conducts its exam in two stages i.e Written exam and SSB interview. The exam is conducted for admission to Army, Navy and Air Force wings of NDA and Indian Naval Academy Course (INAC) and more than 4 lakh aspirants appear for NDA exam every year, out of which approximately 6000 qualified candidates are called for SSB Interview. A list of the candidates is prepared who have qualified the written exam by UPSC Hence the candidates who are in the list are called for SSB Interview for Intelligence and Personality Test. 

Source: timesnownews.com

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Table of Contents 

1. Stipend during the Training 
2. Pay Matrix  in NDA
3. Military Service Pay 

4. Other Allowances 
5. Promotional Avenues 
6. Retirement Benifits 

7. Leave 
8. Cost of Training 
9. After Training Period 


Stipend During the Training 

Stipend for Cadet Training of Army Officers and equivalent ranks in Air Force and Navy:

Fixed Stipend


Stipend to Gentlemen Cadets during the entire duration of training in Service academies i.e. during training period at IMA.

Rs 56,100/- p.m.* (Starting pay in Level 10)

 On successful commissioning, the pay in the Pay matrix of the Officer commissioned is fixed in first Cell of Level 10 and the period of training shall not be treated as commissioned service and arrears on account of admissible allowances, as applicable, for the training period shall be paid to cadets. 

Pay Matrix in NDA 


Pay Level (in Rs.)

Lt to Major

Lt - Level 10 (56,100 – 1,77,500)

Capt - Level 10 B (61,300-1,93,900)

Maj - Level 11 (69,400 –2,07,200)

Lt Colonel to Major General

Lt Col - Level 12A (1,21,200 –2,12,400)

Col - Level 13 (1,30,600-2,15,900)

Brig - Level 13A (1,39,600-2,17,600)

Maj Gen - Level 14 (1,44,200-2,18,200)

Lt Gen AG Scale

Level 15 (1, 82, 200-2,24,100)

HAG + Scale

Level 16 (2,05,400 – 2,24,400)

VCOAS/ Army Cdr/ Lt

Gen (NFSG)

Level 17 (2,25,000/-) (fixed)


Level 18 (2,50,000/-) (fixed)

 Military Service Pay (MSP)

MSP to the officer is as follows:



Military Service Pay (MSP) to the officers from the rank of Lt to Brig     

Rs 15,500 p.m. fixed          

 Flying Allowance 

The Army Aviators (Pilots) serving in the Army Aviation Corps are entitled to flying allowance at Rs 25,000/- p.m.

 Other Allowance



Dearness Allowance

Admissible at the same rates and under the same conditions as are applicable to the civilian personnel from time to time.

Para Allowance

Rs 10,500/- pm

Para Reserve Allowance

Rs 2,625/- pm

Para Jump Instructor Allowance

Rs 10,500/- pm

Project Allowance

Rs 3,400/- pm

Special Forces Allowance

Rs 25,000/- pm

Technical Allowance (Tier-I)

Rs 3,000/- pm

Technical Allowance (Tier-II)

Rs 4,500/- pm

 Depending upon rank and area of posting, officer posted to Field Areas will be eligible for the following Field Area allowances:

Officer Level


Highly Active Field Area Allowance

Rs 16,900/- pm

Field Area Allowance

Rs 10,500/- pm

Modified Field Area Allowance

Rs 6,300/- pm

 High Altitude Allowance

Officer Level



Rs 3,400/- pm


Rs 5,300/- pm


Rs 25,000/- pm

Counter Insurgency Allowance

Officer Level


In Peace Area

Rs 10,500/- pm    

In Field Area

Rs 16,900/- pm

In Modified Field Area

Rs 13,013/- pm

 Transport Allowance (TPTA)

Pay Level

Higher TPTA Cities (Rs. Per month)

Other Places (Rs. Per month)


Rs. 7200 + DA thereon

Rs. 3600 + DA thereon

 Children Education Allowance

Rs. 2250/- per month per child for two eldest surviving only. CEA is admissible from Nursery to 12th Class.

Hostel Subsidy

Rs. 6,750/- per month per child for two eldest surviving only. CEA is admissible from Nursery to 12th Class.

Some Other Allowances

Siachen Allowance

Rs 42,500/- per month

Uniform allowance

Rs 20,000/- per year

Ration in Kind

In peace and Field areas

 Allowance in Case of Disablement or in case of Death

The monetary benefits are available to the Cadets (Direct)/NoKs in the event of invalidment on medical grounds/death of a Cadet (Direct) due to causes attributable to or aggravated by military training : 

In case of Disablement 

(i) Monthly Ex-gratia amount of Rs. 9,000/- per month.

(ii) Ex-gratia disability award @ Rs. 16200/- per month shall be payable in addition for 100% of disability during period of disablement subject to prorate reduction in case the degree of disablement is less than 100%. No disability award shall be payable in cases where the degree of disablement is less than 20%.

(iii) Constant Attendant Allowance (CCA) @ Rs 6750/- per month for 100% disable on the recommendation of Invaliding Medical Board (IBM).

In Case of Death 

(i) Ex-gratia amount of Rs. 12.5 lakhs to the NoK.

(ii) The Ex-gratia amount of Rs. 9000/- per month to the NoK.

(iii) The Ex-gratia awards to Cadets (Direct) / NoK, shall be sanctioned purely on ex-gratia basis and the same shall not be treated as pension for any purpose. However, dearness relief at applicable rates shall be granted on monthly ex-gratia as well as ex-gratia disability award.

Insurance Cover 

Army Group Insurance Fund provides insurance cover of Rs. 15 lakh on payment of one time non-refundable premium of Rs. 7,200/- by cadets from the date of joining for pre-commission training i.e. for 3 years. If a cadet is relegated an additional premium of Rs. 1,355/- per relegated term is charged. Cadets who are invalidated out by IMB on account of disability and not entitled to any pension will be provided Rs. 15 lakhs for 100 percent. This will be proportionately reduced to disability upto 20 percent. However, for less than 20 percent disability, an Ex-Gratia Grant of Rs. 50,000/- for initial years of training and Rs. 1 lakh during the last year of training will be paid.

The Gentlemen Cadets at IMA when in receipt of stipend are insured for Rs. 75 lakh as applicable to officers of regular Army. Those who are invalidated out by IMB on account of disability and not entitled to any pension will be provided Rs. 25 Lakhs for 100 percent disability. This will be proportionately reduced to Rs. 5 lakhs for 20 percent disability. However, for less than 20% disability, an Ex-Gratia Grant of Rs. 50,000/- for initial year of training and Rs 1 lakh during the last year of training will be paid. Subscription at the rate of Rs. 5,000/- is charged in advance on monthly basis from Lady/Gentlemen Cadets.

Promotional Avenues 




Minimum Reckonable

Commissioned Service required for



Sub Lieutenant

Flying Officer

On Commission



Flight Lieutenant

02 Years


Lt. Commander

Squadron Leader

06 years

Lieutenant Colonel


Wing Commander

13 years

Colonel (Selection)

Captain (Selection)

Group Captain (Selection)

On Selection

Colonel (Time Scale)

Captain (Time Scale)

Group Captain (Time Scale)

26 years



Air Commodore

On Selection

Major General

Rear Admiral

Air Vice Marshal

On Selection

Lieutenant General

Vice Admiral

Air Marshal

On Selection



Air Chief Marshal

On Selection

Retirement Benefits   

Pension, gratuity and casualty pensionary award  is also admissible in accordance with the rules in force from time to time.


Leave is also admissible in accordance with the rules in force from time to time.

Cost of Training 

The cadet's cost of training includes accommodation, boarding, medical treatment books, uniforms, and all these costs are borne by the Government. During the training the cadets also require personal expenses which are to be borne by the parents or guardians. All the private expenses during the training of the cadets are to be fulfilled by the parents or the guardian and these  will, however, be required to meet their pocket and other private expenses generally account to not more than 3000 p.m. Even in cases where the parents are not able to provide the expenses of the cadets the government provides the financial assistance of  Rs.1000 p.m. for the period of training. These financial assistance is provided to only those candidates whose parents income is less than Rs. 21,000/- per month. Cadets whose parent’s or guardian’s income is more than Rs.21,000/- per month are not liable for the financial assistance. If the cadet's brother or any cadet who is being provided help by parents and guardians and even he is simultaneously undergoing training at NDA, IMA, OTA and corresponding training establishment in the Navy and Air Force, then both of them are eligible for financial assistance by the government.

Candidates who are finally selected for training at the Academy are required to deposit the following amount with the Commandant, National Defence Academy, on their arrival.

Cost of Training


Pocket allowance for 5 months @ Rs. 3000.00 per month    

Rs. 15000

For items of clothing and equipment

Rs. 21831

Army Group Insurance Fund

Rs. 7200

Clothing items required at the time of joining

Rs. 8681

Incidental Expenditure during 1st Semester

Rs. 7138


Rs. 59850

 Out of the amount mentioned above the following amount is refundable to the candidates in the event of financial aid being sanctioned to them:



Pocket allowance for five months Rs. 2000.00

at Rs. 400.00 per month

(Corresponding to Govt. Financial Assistance)

Rs. 2000

For items of clothing and equipment approximately

Rs. 13935 

After Training Period 


  • After the Army Cadets pass out from the National Defence Academy, they go to the Indian Military Academy, DehraDun, Naval Cadets to Indian Naval Academy, Ezhimala and Air Force cadets and Ground Duty-Non Tech streams to Air Force Academy, Hyderabad and Air Force cadets of Ground Duty–Tech stream to Air Force Technical College, Bengaluru. 

  • At the I.M.A. Army Cadets are known as Gentlemen Cadets and are given arduous military training which is for one year and it is aimed at turning them into officers capable of leading infantry Subunits. After the Cadets have successfully  completed the training as Gentlemen Cadets they are granted Permanent Commission in the rank of Lt subject to being medically fit in "SHAPE" one.



  • On passing out from the National Defence Academy the Naval cadets are selected for the Executive Branch of the Navy, and are also given further training at Indian Naval Academy, Ezhimala for one year and, on successful completion of the training  they are promoted to the rank of Sub Lieutenants.

  • Candidates who are selected for the Naval Academy under (10+2 Cadet Entry Scheme) are inducted as Cadets for four year B.Tech course in Applied Electronics & Communication Engineering, Mechanical Engineering (for Engineering Branch including Naval Architect specialization) or Electronics & Communication Engineering (for Electrical Branch) as per Naval requirements. After the candidates complete the course they are awarded B. Tech Degree by Jawaharlal Nehru University (JNU).



  • On the other hand Air Force Cadets receive flying training for a period of 1½ years. However, at the end of 1 year of successful training they are given provisional Commission in the rank of Flying Officer. After the Air Force Cadets successfully complete further training of six months they are absorbed as permanent commissioned officers on probation for a period of one year.

  • Air Force Ground Duties Branch Cadets receive stream wise specialist training for one year. After the successful completion of training they are given provisional commission in the rank of Flying Officer. Subsequently, they are further absorbed as permanent commissioned officers on probation of one year. 

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