People or a company involved in trading (export and import) related work within the country or with the foreign countries known as merchants. A person relates with the money work in the bank or manages own bank or group of banks known as bankers. Merchants were more influential than bankers during the 18th century, where as now bankers have more power. In 18th century, merchants provided loan with high interest rate. The advantages in technology, spreading of education, bankers are supposed to provide loans and assist the finance at cheap rates. In today's scenario, bankers should follow the policies of government like subsidy policy, financial yogona policy. But in 18th century, merchants were created their own rules related to financial work.
