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Banks are one of the major employers in the Government sector. Each year lacks of aspirants appear for various bank exams. The job profile, salary, and career growth make the banking sector one of the most sought-after careers in India. There are a total of 12 public sector banks in India and payment and other banks like Indian Post Payments Bank, National Agriculture Rural Development Bank, and Regional Rural Banks. Last but not least we have the Reserve Bank of India at the apex. All the above-mentioned institutions have requirements for competent staff. For this reason, there are a number of banking exams conducted in India.

Banking jobs are considered as one of the best jobs. In the public sector banks not only offer job security, but also decent salaries, a number of allowances, the most competitive and insightful work environment, and numerous opportunities to grow and learn. All the facilities and growth prospects have made Banking Exams very competitive, at the same with digital learning easy accessibility of learning material and classes have pushed the cutoffs along with the standard of papers to a new echelon.

All the bank exam aspirants should be aware of various exams, their eligibility, job profile, type of recruitment opportunities and syllabus along with exam patterns. The space will cover all the major bank exams and other details associated with them.

The COVID 19 pandemic has disrupted the well-oiled wheel of various examinations. Various exams have been postponed or agencies are struggling to complete the examination cycle of the previous year. The second wave of Covid 19 further aggravated the situation. The aspirants for banking exams have been eagerly waiting for exam notifications. The various Banks Exams some of which have commenced or are yet to be notified for the year 2021 are mentioned below.

Major Bank Exam 2021



Reserve Bank of India

  • RBI Officer Grade B Exam
  • RBI Assistant Exam

State bank of India

  • SBI PO Exam
  • SBI SO Exam
  • SBI Clerk Exam

IBPS -Institute of Banking Personnel Selection

  • IBPS SO Exam(CWE SO)
  • IBPS Clerk Exam(CWE Clerical)

India Post Payments Bank


National Bank for Agriculture and Rural Development



Bank Exams RBI

Reserve Bank of India is the central regulating authority for other banks. It also acts as a banker to the Government of India and other State Governments. Job profile and salary are one of the best in RBI. The following are the major exams conducted by the Reserve Bank of India:

RBI Officer Grade B Exam:

Recruitment for Grade B posts in general and specialized categories is done through this exam. The exam is one of the toughest and most reputed banking exam. The exam consists of:

  • Prelims 
  • Mains 
  • Interview

For 2021 the notification for RBI Grade B is yet to be released.

RBI Assistant Exam:

This exam is conducted to recruit candidates in Clerical Grade. This is conducted once a year. The candidates are recruited to various regional head offices and sub-offices of RBI.

RBI Junior Engineer Exam

The work of RBI involves huge backhand technical infrastructure and Core banking solutions. The RBI recruits Engineering graduates in Junior Engineer capacity through this exam. The specialization required for this exam is Civil Engineering
To know more related to RBI Exams Read here.

RBI Office Attendant Salary 

 RBI Grade B Eligibility

 RBI Grade B Salary

RBI Grade B 2021 Recruitment


Bank Exams State Bank of India


This is a premier banking exam, one of the most sought after and preferred exams in the banking sector. Through this exam, candidates are recruited as Probationary Officers in managerial positions. Each year there are around 2000 vacancies for this exam. The exam pattern is as follows:

SBI PO Preliminary Exam: The exam is objective type. The total duration of the exam is one hour. The purpose of this exam is the screen candidates for mains. Each year out of lack of applicants around 8000 make it to the mains exam.
SBI PO Mains exam: This exam has a mixed pattern i.e. objective and subjective. The questions are mainly in objective type, along with a section of essay writing. As per the candidates who appeared for the exam in January 2021, the mains exam was toward the tougher side.
SBI PO Personnel Interview: This is a combination of Group Discussion and Interview round. Candidates who are found suitable on the basis of the Mains examination are called for this round.


This exam is conducted to recruit officers in specialist grade. The exam is based on an interview round and previous work experience is a must for this exam.

SBI Clerk Exam

This exam is conducted to recruit candidates in Junior Associate capacity in clerical grade. This exam is conducted once a year. The popularity of this exam is huge. All the candidates who appear for SBI PO exams most of the time apply for this post too. The exam pattern is similar to the SBI PO exam, but the difficulty level is less, there is no interview and descriptive round in this exam.

SBI Clerk Prelims: The paper is conducted in one hour, questions are objective type and there is negative marking too. This exam filters candidates for the mains exam.
SBI Clerk Mains: This exam is conducted for the final recruitment. The exam continues to be objective type. The final merit list is based on this exam.

 To know more read here.

  SBI PO Eligibility Criteria

SBI SO Salary 

SBI CBO Eligibility

SBI Clerk Syllabus 


Bank Exam IBPS

The Institute of Banking Personnel Selection is mandated to conduct a recruitment process for 11 other public sector banks and Regional Rural Bank. The exams conducted by IBPS have a good number of vacancies. Each year IBPS conducts the following examination:


This exam caters to managerial grades in various public sector banks. Each year there are around 4000 vacancies for this exam. For 2021 the official dates for the exam are 7 to 10 th October 2021. IBPS PO is officially referred to as IBPS CWE (Common Written Examination), the exam pattern is as follows:
IBPS PO Prelims: This is a qualifying exam of the mains. The exam is conducted in one hour. The paper consist of only objective type of questions. The paper has a predetermined sectional cutoff.
IBPS PO Mains: This is the final recruitment exam. The pattern for this exam is much like the prelims except for the written essay section. Based on the performance in this round, the candidates are called for interview rounds by the participating banks.
 IBPS PO Interview: The participating banks conduct interview round to determine the suitability of candidates as Probationary Officer. Based on marks of Interview and Mains round the final cut-off is made.


This exam is conducted for the specialist officers. Candidates who have prior experience working in the financial or banking sector are eligible for this exam. The exam pattern is as follows:
 IBPS SO Prelims- To filter our candidates for the mains exam. The exam is conducted in online mode.

IBPS SO Mains- The main exam consists of one objective paper on professional knowledge for most specialists. The post of language advisors such as ‘Rajbhasha Adhikari’ consists of an objective and a descriptive paper on their respective subjects.

IBPS Clerk Exam

This exam is officially known as the IBPS Clerk Exam(CWE Clerical), the exam recruits candidates in clerical grade in various public sector banks. This exam is conducted once a year. The exam pattern consists of two rounds.

IBPS Clerk Prelims

This is an objective type of test, conducted in online mode. The purpose of this exam is to filter candidates for the Mains exam.

IBPS Clerk Mains

The exam is similar to prelims, but the difficulty level is high. The exam is online and the final selection is done based on this exam.



Regional Rural Banks are entrusted with last-mile financial services in the rural hinterland. The various grades of these banks are recruited through exams conducted by IBPS. The different posts which are available in RRBs are:

  • Officer Scale I 
  • Officer Scale-II & III
  • Officer Assistant 

The exam pattern for all three exams is the same, but the difficulty level of the paper might vary. The exams consist of two stages:
IBPS RRB Prelims Stage- Qualifying and objective in nature.
IBPS RRB Mains – Final Paper for selection, questions are objective type.

IBPS is a dedicated body to conduct combined recruitment for 11 banks in the banking sector. There are various advantages for such a pattern like- one examination for various banks, timely exam cycle, calendar for the exam is available well in advance. IBPS also conducts various mock tests.
To know more about IBPS Exams.

 IBPS PO Eligibility

 IBPS RRB PO Eligibility

   IBPS Clerk Salary 

IBPS PO Syllabus


Other Bank Exams

There are few more exams that open doors to the banking sector. The exams are primarily for candidates who have prior experience and have certain specializations. The other major exams are:

  • IPPB Exam: The Indian Post and Payment Bank is a relatively new only payment bank in Public Sector. The exam for this institution is largely limited to people with prior work experience for managerial posts. There are sporadic exams for general graduates too, but as of now there is no certainty related to such exams
  • NABARD Exam: National Rural Agricultural Bank is a premier banking institution working in the agricultural sector. It conducts examinations for recruitment at various levels like Manager, Assistant Manager, and other grade B posts. The exam for 2021 is scheduled for the month of September. The exam pattern for NABARD is different from other bank exams. This is conducted for specialized posts or involves questions related to rural economy and agriculture.

There are opportunities in the private sector too, but the private sector banks generally do not conduct examinations for PO posts. The selection is based on Interview Round Only.

The numerous Bank Exam offer number of opportunities to aspirants. Need is to capitalize on such chances. A well-planned preparation can ensure selection is your dream job. If you are preparing for competitive exams and are looking for expert guidance, then download our app- 'Exam Taiyari App' and boost your preparation. Prepare for any competitive exam with Free Courses, E-books, and Mock-Tests on Safalta App.

Bank Exam FAQ

Q 1. What are the most sought-after bank exams in India?

Ans. Given below is the list of the sought after bank exams conducted in the country:

  • SBI Probationary Officer Exam
  • IBPS Probationary Officer Exam
  • RBI Grade B Officer Exam
  • SBI Junior Associate Exam
  • IBPS Clerk Exam
  • RBI Assistant Exam
  • IBPS RRB Probationary Officer Exam

Q 2. What are the most common posts in bank exams?

Ans. Out of the many posts for which various Banking Organisations conduct recruitment, there are three most common posts:

  • Bank Probationary Officer 
  • Bank Specialist Officer 
  • Assistant/ Clerical Cadre 

 Q3. What are exams under IBPS RRB?

A3. The exams under IBPS RRB are for:

  • Officer Scale I 
  • Officer Scale-II & III
  • Officer Assistant 

Q4. What is the qualification for bank exams?

A4. The general qualification for bank exams is graduaction.

Q5. Can I appear for IBPS after class 12?

A5. No, only graduates are eligible for exams conducted by IBPS.



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